The 7.30 Report - kept mentioning about the level of credit card debt. This is another thing that gets me riled up. Just another example of people not taking responsibility for their own actions. It gives me the peedoodles. I just don't want to hear about one more person in credit card debt - like someone forced them to get the card and spend like a dickhead. Then it's supposed to be the governments fault that they ran amok in the shoe store. Peter Costello following them around saying" Are you sure you don't want the matching handbag with that?"
Just imagine this - what about if people .....wait for it.....actually saved their money and THEN bought the item. I must be so incredibly naive.
OR what about if people in debt up to their eyeballs could learn to separate needs from wants. If you must have the latest whatever wankertron thing to keep up with everyone than it's highly probable that you are in fact a wanker just like them.
Example of needs -food, shelter, clothing. Example of wants - just about everything else on the planet.
I am living proof that you can function in the year 2006 without credit. Never had a card and never will. I have this odd little concept in my odd little mind which is this - if you have to put it on credit you can't afford it in the first place and if you can't afford it you just go without. And guess what - I'm still alive!!!! And don't owe a soul one single cent.
Daftbird's Tips for Financial Freedom(because it's my journal entry and I can write any silly thing here I please)
-that old thing -pay yourself first. Even if it's only a few dollars a week into a separate account . Leave it there. Ignore it. It doesn't exist.
-well there are no other tips . That was the only one I could think of. And here I was thinking of a new career in the world of finance .
Mood - hmmm...rather daft today
Music - let your love flow - bellamy brothers(in my head)
Too true, matey. I went to see a financial adviser the other day (erk!) and she kept trying to get me into negative-gearing borrowing-to-invest type things. No! No! No! I just wanna know the best place to put the money I've already saved so it earns a bit of interest instead of paying the ConnyououttayourWealth Wank for the honour of being their customer. I *do* have a credit card, but only to buy stuff off Amazon.