Well things have gone cactus with the mortgage yet again!!! Bloody hell! Can things EVER go smoothly for us??? Obviously not! On Friday the money came out of our new account for the settlement cheque and all the other sundry fees which go along with it. From what the mortgage broker had told us we were expecting the extra fees to be around $1500 max. Well it turns out it was closer to $3500!! Plus we didn't actually know they would take ALL the fees out at settlement. The other issue is that the mortgage broker obviously did his sums wrongly because he had told us the loan amount would be enough to cover the stamp duty and a few other things. But it left us $1500 short of the stamp duty amount!!!!
So now we are suddenly $5000 out of pocket. By complete fluke we actually had just enough in the account to cover that. So I guess in some ways we should count ourselves lucky. If the money hadn't been in there the settlement probably would have been delayed and god knows what else. The thing which is not so lucky is that we were supposed to be living off that money for the next month!! We have Trent's car repayment, my car insurance (both around $750 a piece), also all the disconnection and reconnection fees, not to mention that our first mortgage repayment is due in two weeks!!! And, you know, we were sort of hoping to be able to EAT some time in the next month! Ack!!
At least I managed to get a bit of packing done today. We also took some bags of stuff to the Salvos. There was some good stuff in there too so I feel warm and fuzzy about that. And the guy came and took Grandpa's old radiogram away. (although he did come at 4:30pm - slightly annoying since he said he was coming at 10:30am!!!) I got Trent to take some photos of the gram for me to keep the memories of my Grandpa.
Tonight we are going to my friend's 30th. We can't even afford to get her a present at the moment. I hope she will understand. The theme for her party is mad-hatters tea party. Basically it just means we all have to wear a silly hat. I'm wearing a cowboy-ish type hat. Spose I better go and get ready now actually.
Mood - HOT
Music - Hot Hot Hot by The Cure (appropriate)
Hey AC! I noticed you changed your avatar! I'm not used to you having a different avatar! Haha Well, the party sounds fun, too bad that you couldn't afford to get your friend a prezzie Hope things lighten up for you!
Hi All. Yeah I changed my avatar. I used to have John Cleese originally. Then I had George Harrison for quite a while. And now I've got David Bowie as Jareth in the Labyrinth. I've always loved that movie! Glad the comments are working for you again daftbird. Trent did take a few photos at the party. I don't think there's any of me in my hat though. I'll try and post some here soon.
AC
Well things have gone cactus with the mortgage yet again!!! Bloody hell! Can things EVER go smoothly for us??? Obviously not! On Friday the money came out of our new account for the settlement cheque and all the other sundry fees which go along with it. From what the mortgage broker had told us we were expecting the extra fees to be around $1500 max. Well it turns out it was closer to $3500!! Plus we didn't actually know they would take ALL the fees out at settlement. The other issue is that the mortgage broker obviously did his sums wrongly because he had told us the loan amount would be enough to cover the stamp duty and a few other things. But it left us $1500 short of the stamp duty amount!!!!
So now we are suddenly $5000 out of pocket. By complete fluke we actually had just enough in the account to cover that. So I guess in some ways we should count ourselves lucky. If the money hadn't been in there the settlement probably would have been delayed and god knows what else. The thing which is not so lucky is that we were supposed to be living off that money for the next month!! We have Trent's car repayment, my car insurance (both around $750 a piece), also all the disconnection and reconnection fees, not to mention that our first mortgage repayment is due in two weeks!!! And, you know, we were sort of hoping to be able to EAT some time in the next month! Ack!!
At least I managed to get a bit of packing done today. We also took some bags of stuff to the Salvos. There was some good stuff in there too so I feel warm and fuzzy about that. And the guy came and took Grandpa's old radiogram away. (although he did come at 4:30pm - slightly annoying since he said he was coming at 10:30am!!!) I got Trent to take some photos of the gram for me to keep the memories of my Grandpa.
Tonight we are going to my friend's 30th. We can't even afford to get her a present at the moment. I hope she will understand. The theme for her party is mad-hatters tea party. Basically it just means we all have to wear a silly hat. I'm wearing a cowboy-ish type hat. Spose I better go and get ready now actually.
3 Comments
Well, the party sounds fun, too bad that you couldn't afford to get your friend a prezzie 
Hope things lighten up for you!
.life is good 
